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| Before you read further
information on this page we strongly recommend you to
download and read our information document which describes how our
borrowing structure works and how you can use borrowing strategy effectively
within your Self managed super fund (SMSF). |
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| We are the only PCT deed providers who offer
FULL back up support at NO ADDITIONAL COST
by our technical director; Mr. Manoj Abichandani who is a SMSF Specialist
Advisor SSA, SMSF Specialist Auditor SSAud, FTIA, Licensed Real Estate
Agent and a Registered Tax Agent with over two decades of experience in a
SMSF specialist CPA firm advising clients on complex SMSF strategies. At the
time of writing (March 2011) he has helped over 1240 trustees to put the borrowing structures together for their SMSF's. He regularly conducts seminars on this topic, click here to book for his next free seminar. |
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| Self managed super fund can borrow
from a bank (or a 3rd party which is not
related to members of the SMSF) or from a
related party, namely the members, or other related entities of
members such as a family trust or a company. Documents required by these two
different types of lenders to the SMSF are different. |
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To purchase anything from our website you have to register with us
registration is free Click here to register |
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| Money back
guarantee: if you do not like our legal documents for any
reason we will be happy to return our fees without asking any
questions. |
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| Our top quality legal documents come with the lowest
online price tag in Australia. |
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Borrowing from a bank or
an unrelated party
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Borrowing from a related party |
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Click here to download a power
point presentation on How can a SMSF borrow from a Bank? |
Click here to download a power
point presentation on How can a SMSF borrow from an Internal
Lender? |
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Click here to download word
document on Steps which
a SMSF trustee has to take in purchasing property with borrowing
from an external lender like a bank. |
Click here to download word
document on Steps which
a SMSF trustee has to take in purchasing property with borrowing
from an internal lender, such as from members, related trusts and
company. |
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To purchase anything from our website you have to register with us
registration is free Click here to register |
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| By using our online system you can build your Property
Custodian Trust Deed in less than 20 minutes
and receive instant email of;
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Borrowing from a bank or
an unrelated party |
Borrowing from a related party |
- Property Custodian Trust Deed (Bare Trust Deed) to create a
beneficial interest of the SMSF in the property being purchased by
the SMSF
- Minutes and Consents
- Revolving minutes to validate the instalment warrant arrangement
- Statutory Declaration to establish Real Owner relationship
with Office of State Revenue
- Updated Investment Strategy to include borrowing Risk in your
current Investment Strategy
- Instruction Sheet on What to do next
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- Property Custodian Trust Deed (Bare Trust Deed) to create a
beneficial interest of the SMSF in the property being purchased by
the SMSF
- Minutes and Consents
- Revolving minutes to validate the instalment warrant arrangement
- Statutory Declaration to establish Real Owner relationship
with Office of State Revenue
- Updated Investment Strategy to include borrowing Risk in your
current Investment Strategy
- Loan application form by SMSF members to the related party
- Instruction Sheet on What to do next
- Loan Document between related entity and trustee of the SMSF
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To purchase anything from our website you have to register with us
registration is free Click here to register |
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| You must ensure that you have: |
- taken legal and financial advice and specifically that borrowing by your
SMSF (and members) is the best strategy under your personal circumstances;
- a Self managed superannuation fund with a corporate trustee (this company
can be a special purpose SMSF trustee company). If you do not have a Self
managed super fund you need to first set up a corporate trustee then set up the
SMSF with a corporate trustee. You can set up a corporate trustee from any other
source or from us for $482 Incl. GST on our website
click here for more
information. You can set up a Self managed super fund on our website for $110
Incl. GST click here for more information.
- a SMSF with a corporate trustee. If the trustee(s) of your SMSF are
individual members of the fund, you will need to change the trustee of the fund
to a corporate trustee. In our solicitors opinion, if the SMSF borrows the
trustee of the SMSF must be a corporation. Click here for steps on how to change
to corporate trustee of your SMSF. If you do not want to change the trustee of
your SMSF from individuals to a corporation, then you can not purchase Property
Custodian Trust deed and related documents from us.
- a SMSF structure and your SMSF trust deed allows trustees to borrow. Most
SMSF trust deeds which were drafted prior to January 2008 may not have this
provision. You can update your SMSF trust deed on our website for $110, click here for more information.
- a corporate Trustee of your Property Custodian Trust. This company is a
standard company and you can set up this company from any other source or purchase
from our website for $482 Incl. GST. click here for more information. Note: You
do not need to have bank accounts for this company or lodge tax returns or apply
for tax file number (TFN), Australian Business Number (ABN) or GST registration.
- a solicitor who will assist you in purchase of property for your SMSF. It is
expected that your solicitor is aware
- that property has to be held on trust by the property custodian trustee on
trust for the trustee of the SMSF;
- of steps involved in purchase of property where your SMSF borrows to pay the
vendor;
- that loan documents of external party (bank) is a non-recourse loan;
- on issues relating to any personal guarantees demanded by external lenders.
We can provide full back up support to your solicitor
at no extra cost to you.
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To purchase anything from our website you have to register with us
registration is free Click here to register |
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Below are some of the features of our PCT deed: |
- Property Custodian Trust Deed for your SMSF borrowing strategy including
related loan documents are prepared by a specialist superannuation law firm:
Batallion Legal; providers of the most technically robust Self Managed Super
Fund trust deeds - a niche, multicultural, corporate and commercial law firm,
with specialist expertise in tax and superannuation
- We provide your SMSF all related legal documents which you will ever need to
put your borrowing structure in place such as, minutes, statutory declaration
and Risk investment strategy. Further, if a related party is lending money to
your SMSF, we also provide loan application form & loan documents at no extra
charge.
- Our documents are written in plain English and are easy and simple to read.
- We provide a comprehensive Instruction sheet on what to do next that is,
How, When & What to do next, in the process of purchasing property with
borrowing in your SMSF.
- Our PCT deed and other related legal documents are always up-to-date. Our
documents are constantly reviewed and updated as Government requirements change
and specifically complies with SIS Act & Regulations.
- Time is not wasted searching for lost deeds, Users (advisors and trustees)
have online access to their PCT deeds on our innovative Document Manager, 24/7
from anywhere in the world.
- Our unique electronic registration technology means we can offer the fastest
service possible at a very reasonable price.
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To purchase anything from our website you have to register with us
registration is free Click here to register |
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| There is no need to buy SMSF property custodian trust
deed from traditional shelf company formation providers via fax or mail,
you can create your PCT Deed from specialists, instantly with us. Other
benefits are: |
- For advisors, clients can sign all necessary legal documents
whilst they wait, instead of second appointments for executing
documents;
- Our fees are only $275 (Incl. GST) when borrowing from external lender (Bank) and $660 (Incl. GST) when borrowing from related party! By using our system you save time, energy and
money for yourself and your clients;
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You can keep your SMSF trust deed up to date (optional)
by purchasing 5 years unlimited updates for an
additional $165 click here
for more information;
- We can also print (optional),
professionally bound in a deluxe indexed binder and express deliver
anywhere in Australia to your nominated address for an additional fee of
$55 (Incl. GST).
- You can manage all your legal documents on our smart document
retrieval system. All documents are stored on our website for ever,
secured by your user name and password, for future downloads.
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To purchase anything from our website you have to register with us
registration is free Click here to register |
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The process to build PCT Deed, takes less than 20 minutes |
- After you register with us, you
simply log on to your secured area (protected by your user name and
password) on our website, PCT deed can be created
under SMSF TOOLS and personalized
with answers from you to our online cleverly designed easy questions.
- All questions come with clues to answers and explanations. At
completion of all questions, confirm your answers and
pay us by credit card (Master card or Visa) for instant delivery or
after payment by EFT or by cheque.
- We instantly email your newly
formed tailored PCT Deed and other related documents and instructions
sheet for your needs, any time of day and any day 24/7.
- We store your trust deed (password protected) on our website for you
to download from anywhere in the world 24/7 from our innovative document
manager.
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To purchase anything from our website you have to register with us
registration is free Click here to register |
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I have been using Trust Deed dot Com for quite some time now and find their service second to none. Their order forms are easy to navigate with hints & tips along the way. Their post order review of (particularly) Trust Deeds is a valuable and very much appreciated free service! 